Banking & finance

 

Latest Reports

  • Caring for the elderly help state aid

    Almost two years ago as the Treasury Committee heard evidence in the Consumers’ Access to Financial Services enquiry, some surprise was expressed at the projected levels of potential vulnerability in the UK, sitting at nearly 50%. As we witness the fall-out from Covid-19, few would dispute those projections today. Covid-19 ...

  • car sunlight

    Following a consultation in October 2019, discussed in our article here, the FCA has confirmed that it will introduce a ban on discretionary motor finance commission models. In light of consultation feedback and additional operational pressures facing the sector including Covid-19, the FCA has agreed to give firms additional time ...

  • Reinsurance image

    Ensuring customers receive fair value for financial services is a major regulatory concern at the moment. Issues of fairness in pricing are likely to become increasingly prevalent and complex in the future as firms’ use of new technologies and data becomes more sophisticated. Fair pricing is directly relevant to FCA’s ...

  • glasses on newspaper laptop

    The FCA has announced proposals to extend a series of temporary measures designed to help customers holding insurance and premium finance products and who may be experiencing temporary financial difficulty as a result of coronavirus (the Proposals). The temporary measures originally came into force on Monday 18th May 2020 and ...

  • london eye

    On 20 July 2020, HM Treasury published a consultation paper (the “Consultation Paper”) which seeks to bring certain cryptoassets into the scope of the financial promotions regime. The Consultation Paper indicates that the key driver for this change is to enhance consumer protection while continuing to promote responsible innovation. Background ...

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