Welcome to RegZone

The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

Visit our RegZone training page where you can view and download RZ "on-demand" training videos to your mobile device.

Latest Reports

  • Security image

    In an article originally published in the Compliance and Risk Journal, Sam Robinson, Susann Altkemper and Yasmin Johal explain ten important issues relating to the Central Securities Depositories Regulation. ("CSDR"). 

  • UK and EU flags

    1.       FCA: Response to key comments from the independent panels' annual reports for 2018-19 FCA has published its response to key comments from the annual reports of FSCP, FCA PP, FCA SBPP and FCA MPP. Specific areas covered include: Brexit; FCA’s priorities; operational and cyber resilience; crypto assets; Mortgage Markets Study; duty of care; fair pricing; consumer credit; Retirement Outcomes...

  • Coloured pencils image

    Today the FCA introduced temporary rules banning the marketing of speculative mini-bonds to retail investors. The rules will apply from 1 January 2020 for a period of 12 months, expiring on 31 December 2020.

  • Lightbulb

    On 18 November 2019, the Investment Association released its Responsible Investment Framework Final Report the “Report”). The Report follows the IA’s consultation at the beginning of this year, which sought industry views on: a proposed framework to categorise and define common Responsible Investment approaches (the “Framework”); a UK retail product label for funds which use Responsible...

  • $name

    Brexit: Doing Insurance business in France post exit day On 31 October 2019 EIOPA published Member State responses to its February 2019 ‘Recommendations for the insurance sector in light of the United Kingdom withdrawing from the European Union’. ACPR, the French regulator has indicated that it does not intend to comply with these recommendations. For full details see our RegZone report here.

See more reports

RegZone Toolkit

New to RegZone are customised research tools, designed by CMS lawyers, allowing you to search RegZone databases for quick queries and detailed analysis on regulatory reform, regulators and other agencies, timelines, jargon and more.

Mobile users can download ‘App’- style icons for easy access.

Future Dates

* Estimated date

  • 9 December 2019

    The changes set out in the appendices of PRA PS20/19, implementing changes to the prescribed responsibility for recovery and resolution under SM&CR,  will come into force. 

  • 9 December 2019

    PRA Consultation CP20/19 closes. 

  • 10 December 2019

    FCA CP19/29  on recovering the costs of supervising cryptoasset businesses under the Money Laundering Regulations.  For the registration fee proposal, the consultation closes on 11 November 2019. The FCA intends to publish feedback and confirm the registration fee in its December 2019 Handbook Notice.

    For the periodic fee proposal, the consultation closes on 10 December 2019. The FCA intends to publish feedback in its April 2020 annual fee-rates consultation paper.

News Wizard

  • 06/12/2019

    EIOPA: Information for Solvency II relevant risk free interest rate term structures

    EIOPA: Information for Solvency II relevant risk free interest rate term structures
    News Date:
    06/12/2019
    News Text:
    EIOPA has published its monthly technical information on the above as at the end of November 2019.
    Support Information:
  • 06/12/2019

    EC: Speech by Valdis Dombrovskis at ECOFIN

    EC: Speech by Valdis Dombrovskis at ECOFIN
    News Date:
    06/12/2019
    News Text:
    Text of Valdis Dombrovskis’ speech of 5 December follows. Topics include: sustainable finance, AML/CTF and stablecoins.
    Support Information:
  • 06/12/2019

    EBA: Action plan on sustainable finance

    EBA: Action plan on sustainable finance
    News Date:
    06/12/2019
    News Text:
    EBA’s action plan sets out its approach and timeline for delivering mandates with regard to environmental, social and governance factors; provides key messages on its policy direction and expectations from financial institutions on areas where action is needed now.
    Support Information:
  • 06/12/2019

    BIS: Speech by Agustín Carstens: The future of money and the payment system: what role for central banks?

    BIS: Speech by Agustín Carstens: The future of money and the payment system: what role for central banks?
    News Date:
    06/12/2019
    News Text:
    Text of this speech, given on 5 December 2019 follows in which Agustín Carstens discusses aspects of the money and payments, including central bank digital currencies.
    Support Information:
  • 06/12/2019

    EC: Stablecoins

    EC: Stablecoins
    News Date:
    06/12/2019
    News Text:
    The EC and the Council have published this statement on stablecoins.
    Support Information: