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The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest)

Latest Reports

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    Top report

    Regzone Webinar Series

    03.07.2020

    This page contains news of upcoming webinars and recordings of recent CMS webinars, available to view on demand. Webinars are a convenient way to stay informed and hear from our legal experts. Webinars available on demand 04.02.2020 Operational Resilience: What are your tolerances? with Angela Greenough, Ian Stevens and Cassandra ...

  • piggy bank upside down

    Following the release of previous guidance, on 1 July 2020, the FCA confirmed the support certain users of consumer credit products will receive if they continue to experience temporary payment difficulties due to coronavirus (Covid-19) (the “Guidance”). Background The FCA has sought to assist customers using consumer credit products since ...

  • Speeding car

    The FCA has today announced further proposals in the form of draft guidance (the Proposals) building upon the temporary financial relief already offered to users of motor finance and high cost credit products who continue to experience payment difficulties as a result of coronavirus, reported earlier this year. The Proposals ...

  • bitcoin

    On 30 June 2020, the FCA published a research note on cryptoasset consumers which forms part of the FCA’s work alongside the Government and the Bank of England (“BoE”) to understand market size, consumer profiles and attitudes towards cryptoassets[1]. The three institutions had previously, in October 2018, published a joint ...

  • office people meeting

    The deadline for solo-regulated firms to have undertaken the first assessment of the fitness and propriety of their Certified Persons has been extended from 9 December 2020 to 31 March 2021. To ensure consistency, the FCA is set to consult on the delay of further SM&CR requirements. Background On 30 ...

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News Wizard

  • 13/07/2020

    CMA: Loyalty penalty update

    CMA: Loyalty penalty update
    News Date:
    13/07/2020
    News Text:
    CMA has published its first update with regard to its investigation into the Citizens Advice super-complaint with regard to five markets, including cash savings, mortgages and insurance since January 2020. It notes the effect of Covid-19 on the sector and expresses concern over unfair practices that have arisen as a result, as ...
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  • 13/07/2020

    PRA CP7/20: Strengthening accountability: SM&CR forms update

    PRA CP7/20: Strengthening accountability: SM&CR forms update
    News Date:
    13/07/2020
    News Text:
    PRA’s CP sets out proposals to make minor amendments to the PRA Rulebook, Notifications Form and SM&CR Form L. Responses are required by 13 October 2020.
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  • 13/07/2020

    ESMA: EU-wide CCP stress test

    ESMA: EU-wide CCP stress test
    News Date:
    13/07/2020
    News Text:
    ESMA reports that the test highlighted differences in resilience between CCPs under the selected market stress scenario, but no systemic risk has been identified.
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  • 13/07/2020

    ESMA: Sanctions and measures imposed under MiFID in 2019

    ESMA: Sanctions and measures imposed under MiFID in 2019
    News Date:
    13/07/2020
    News Text:
    ESMA has published its second report on sanctions and measures imposed MiFID II by national competent authorities. In 15 out of 30 EEA Member States, authorities imposed a total of 371 sanctions and measures in 2019 of an aggregated value of about €1.8m.
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  • 13/07/2020

    ESRB: Pension schemes in the EU: challenges and implications from macroeconomic and financial stability perspectives

    ESRB: Pension schemes in the EU: challenges and implications from macroeconomic and financial stability perspectives
    News Date:
    13/07/2020
    News Text:
    This ESRB occasional paper considers pension schemes and the related vulnerabilities in terms of their macroeconomic and financial stability impact in the EU. It identifies four implications for financial stability (a macro risk related to investment, productivity and the economy’s growth potential; changes to the demand for fi...
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RegZone Toolkit

RegZone has  customised research tools, designed by CMS lawyers, allowing you to answer quick queries about financial institution agencies, jargon and the latest regulatory news.  

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