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The clearer view on financial services regulation

RegZone provides you with expert analysis and daily news from the fast-changing world of European financial institution regulation.  Created by CMS regulatory lawyers for those working in banking and finance, insurance, funds and asset management and securities and derivatives.  Sign up here for events, news digest and alerts (relevant to your areas of interest).

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Latest Reports

  • European Parliament, Strasbourg

    This week in outline: Both the ECB and EIOPA published hard-line warnings about the need for preparations for a ‘no deal’ scenario; they put the onus on firms and emphasised that they could not yet rely on a transition period (or other transitionary arrangements) after 29/3/19. EIOPA highlights 14 areas ...

  • Fibre optic cables

    Following the publishing of the 2017/18 Business Plan, the FCA has undertaken reviews of innovative areas of the financial markets. In a report published 21 March, the FCA presented its findings on automated investment services and its recommendations on improving this segment of the market. Automated investment services, sometimes known ...

  • Europe from space

    This was a quiet week for Brexit news in the financial services sector. Her Majesty’s Government has yet to publish any detailed information about the proposals that it has announced for EU/UK financial services after the UK leaves the single market. Detailed analysis of the impact of Brexit (by UK ...

  • Europe from space

    Where we stand: The draft Withdrawal Agreement provides for a transition period from 29/03/19 to 31/12/20 during which the EU single market legislation, and its dual regulation coordination (DRC)/mutual recognition, would continue to apply to the UK. The UK has proposed (see Philip Hammond's speech of 7 March) that after ...

  • Europe from space

    During this week, Andrew Bailey made a speech in support of the UK government’s financial services “mutual recognition” proposals (see the Chancellor’s speech of 7 March 2018) but these ideas were firmly rejected in speeches from the EU side. The EU position is that the future relationship will be based on the EU’s equivalence regime for third countries and not on bespoke mutual recognition arrangements....

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Future Dates

* Estimated date

  • *Spring 2018

    Bank of England suggests Shari'ah compliant deposit facility may be in place by this period. This follows from the April 2017 BoE consultation on Shari'ah compliant liquidity facilities.

  • *Q2 2018

    Commission to publish a communication on EU support for local capital markets in the second quarter of 2018.

  • *May 2018

    Commission will have presented all the legislative initiatives that were announced in the September 2015 CMU action plan and in the June 2017 mid-term review.

News Wizard

  • 23/05/2018

    FCA: Speech by Jonathan Davidson: Building societies and the future of retail banking

    FCA: Speech by Jonathan Davidson: Building societies and the future of retail banking
    News Date:
    23/05/2018
    News Text:
    Text of this speech, given on 23 May 2018 follows, in which Jonathan Davidson discusses aspects of the retail banking sector and FCA supervision in relation to building societies.
    Support Information:
  • 23/05/2018

    Department for Exiting the EU: Framework for the UK-EU partnership – data protection

    Department for Exiting the EU: Framework for the UK-EU partnership – data protection
    News Date:
    23/05/2018
    News Text:
    This document sets out the UK’s proposals for the free flow of personal data between the UK and the EU.
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  • 23/05/2018

    HoC Science and Technology Committee: Algorithms in decision-making

    HoC Science and Technology Committee: Algorithms in decision-making
    News Date:
    23/05/2018
    News Text:
    The report calls on the Government’s newly established Centre for Data Ethics & Innovation to examine algorithm biases and transparency tools, determine the scope for individuals to be able to challenge the results of all significant algorithmic decisions which affect them (such as mortgages and loans) and, where appropriate, to...
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  • 23/05/2018

    HMT: Monetary penalties for breaches of financial sanctions

    HMT: Monetary penalties for breaches of financial sanctions
    News Date:
    23/05/2018
    News Text:
    This updated guidance sets out the Office of Financial Sanctions Implementation’s processes and considerations with regard to the above, including the case assessment process, the penalty calculation process and procedural rights.
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  • 23/05/2018

    EBA: O-SIIs

    EBA: O-SIIs
    News Date:
    23/05/2018
    News Text:
    EBA has updated its list of Other Systemically Important Institutions.
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