Insurance Act 2015

The Insurance Act 2015 introduces major changes to insurance law in the UK and its impact will be felt by all insurers, insurance brokers and policyholders.


The Act makes key changes to the duty of disclosure in commercial insurance contracts, policy terms, insurers’ remedies for fraudulent claims and the time within which insurance claims must be paid.

The majority of the measures introduced by the Insurance Act came into force on 12 August 2016, with the new duty on insurers to pay claims within a reasonable time applying from 4 May 2017.

The Insurance Act also amended the Third Parties (Rights against Insurers) Act 2010 to allow that Act to be brought into force.

Our Insurance Act Zone offers an easy to use one-stop resource for our clients, explaining the changes and analysing how they will affect you.

Insurance Act 2015 timeline